T-Mobile Freedom To Switch Carriers | We'll Cover Early Termination Fees & Phone Balance (2024)

  • If you are currently under contract or your phone is financed with another eligible postpaid carrier, you can have your carrier’s remaining phone payment balance and/or early termination fees reimbursed up to $650 per line via virtual prepaid Mastercard® when you switch to T-Mobile and trade in your previous device (up to 2 lines).

    For a limited time, we are allowing customers with locked phones from eligible carriers to take advantage of both Carrier Freedom payout and a new Phone On US once they trade in their phone(s).

    We’ve always helped pay off your device or early termination fees, but for the first time ever, you can also get a new phone on us!

  • You need to have your previous device and monthly payment plan (if applicable) for at least 90 days with postpaid plan from an eligible carrier to be eligible for reimbursem*nt via Carrier Freedom.

  • To qualify for T-Mobile to reimburse your remaining device payment balance or early termination fees, up to $650 (up to 2 lines) you must:

    • Activate a new line with T-Mobile on any postpaid plan and finance a new device on a monthly payment plan (Equipment Installment Plan).
    • Trade-in your device(s) from your previous carrier. Each trade-in device must match a device listed on your previous carrier’s installment plan.
    • Switch from a postpaid plan from an eligible carrier, bring (port) your current number(s) to T-Mobile, and submit proof of device balance (including lease purchase option, if applicable) or Early Termination Fees for those devices.
      • Customers switching from Verizon are not eligible. If switching from Verizon, you may be eligible to keep your existing phone and get reimbursed for your device payment plan with Keep & Switch.
    • You must be at least 90 days in good standing with your previous carrier, and for device payment plan reimbursem*nt have been in good standing on the financing plan of the device you’re seeking to have paid-off for at least 90 days, within 30 days of port in.
    • You must capture a clear screenshot of your phone financing details.
    • The screenshot must include the following to be eligible for reimbursem*nt:
      • The phone number that you will bring (port) to T-Mobile, the phone’s make and model, remaining device payment balance, phone financing start date (showing a minimum of 90 days with previous carrier or the number of payments made), if applicable the Early Termination Fee on your final bill.
    • You must submit your request for reimbursem*nt at www.switch2t-mobile.com within 30 days of activation. Allow up to 15 days after submission and meeting all qualifications for us to validate your submission and to receive your virtual prepaid Mastercard®.
  • All postpaid T-Mobile plans are eligible for Carrier Freedom.

  • Yes! For a limited time, we are allowing customers with locked phones from eligible carriers to take advantage of both Carrier Freedom payout and phone promos like a new Phone On US once they meet all requirements for Carrier Freedom and available trade in promo. Talk to our customer support team to see what promotions can be combined.

  • Postpaid plans from are eligible for reimbursem*nt under this promo, as long as you meet the other requirements, your payments are up to date, and you are in good standing with your old carrier. Device payment plans from Verizon and Prepaid Carriers are not eligible for Carrier Freedom.

  • Accessories are not eligible for reimbursem*nt with Carrier Freedom. Carrier Freedom will pay off remaining installment balances associated with the purchase of a phone only.

  • Yes, if you have a mixed account that includes some phone numbers with an ETF and others with a payment plan balance, you can submit for both, and T-Mobile will reimburse up to $650 per line. Just go to switch2t-mobile.comand you will be prompted to select the appropriate reimbursem*nt for each line.

  • You will receive a Virtual Prepaid Mastercard® Card for the value of your carrier financing balance and/or early termination fee, up to $650.

  • Yes! This offer is available to our T-Mobile for Business customers with 12 lines or less and has the same requirements as our consumers. If you are a T-Mobile for Business customer, use the following instructions to submit for your Carrier Freedom reimbursem*nt via virtual prepaid Mastercard:

    • Complete your Account Hub registration to create your T-Mobile ID.
      • Need help with Account Hub registration, visit here.
    • Visit tfb.t-mobile.com to log in to Account Hub.
    • Go to Manage Accounts. If there are multiple accounts, select the desired account.
    • Click the Promotion Redemption link, then click Carrier Freedom.
    • You will be redirected to www.switch2t-mobile.com.
    • Follow the step-by-step instructions to upload your screenshot and submit to have your device payment plan reimbursed.
  • Unless you're on Verizon, most carriers will keep your device locked until you have paid off your financing and request an unlock code. If you're on Verizon, you're eligible for Keep & Switch. If you have a locked device, you are eligible for our Carrier Freedom promotion. Our customer support team is available and ready to help at a store near you!

  • You can purchase any phone on our monthly payment plan (Equipment Installment plan). Full Retail Price purchase option is not eligible.

  • We will take care of up to $650 and you will be responsible for any portion of your device payment plan balance that exceeds the $650.

  • No! You can switch to T-Mobile first and then pay off your device balance. NOTE:If you have a balance remaining on your device, you will need to take the screenshots before paying off the phone with your previous carrier.

  • No! You can switch to T-Mobile and trade in your phone that is carrier locked. NOTE: you will need to remove any activation locks such as Find my iPhone / Anti-Theft before trading your phone in. We also cannot accept phones that are blocked due to being reported lost or stolen.

  • T-Mobile Freedom To Switch Carriers | We'll Cover Early Termination Fees & Phone Balance (2024)

    FAQs

    T-Mobile Freedom To Switch Carriers | We'll Cover Early Termination Fees & Phone Balance? ›

    When you switch to T-Mobile from an eligible carrier we'll reimburse your previous carrier's remaining device payment balance and/or early termination fee (ETF), up to $650 per line via virtual prepaid Mastercard (max of 2 per account), when you activate a new voice line, bring (port) your number to the new line, trade ...

    How to switch cell phone carriers without paying termination fee? ›

    Whether you'll be incurring an ETF or still owe money on your current phone, some carriers will reimburse you the amount owed to your current carrier as an incentive to switch. You may have to pay up front, but you'll get that money back shortly after activating your new plan.

    Can you switch phone carriers if you owe money? ›

    If you've got an outstanding balance with your current carrier, there's good news: you can absolutely still switch phone companies. However, you'll need to settle your balance before you do so. Typically, that means paying a final bill.

    How does the T-Mobile $800 credit work? ›

    Essentials Saver. Get up to $800. Pay only $50 per month on our Essentials Saver plan when you bring your own device and switch with 1 line. Plus, when you switch, we'll pay off your phone up to $800 via virtual prepaid Mastercard.

    Can I switch to T-Mobile if I still owe on my phone? ›

    Do I need to pay off my phone balance before switching? No! You can switch to T-Mobile first and then pay off your device balance. NOTE: If you have a balance remaining on your device, you will need to take the screenshots before paying off the phone with your previous carrier.

    Do I have to pay my phone off before switching carriers? ›

    Unless you purchased your phone outright or you've had it for a few years, you'll likely have to pay it off. Any outstanding balance must be paid in full before switching carriers.

    How can I end my phone contract early without paying? ›

    You might be legally entitled to cancel the contract without a fee if either:
    1. you signed up less than 14 days ago - this is called a 'cooling off period'
    2. the price of your contract is going up and your provider has given you 30 days to cancel without a fee.
    3. there's a problem with your internet speed.

    What company will pay off my phone if I switch? ›

    Switch to T-Mobile, and we'll help pay off your phone—up to $800. Via virtual prepaid card. Card Typically takes 15 days.

    Can I transfer my cell number if I owe money? ›

    Companies may charge you to port your number, but you can ask whether any fees can be waived or negotiated. Once you request service from a new company, your old company cannot refuse to port your number, even if you owe money for an outstanding balance or termination fee.

    What are the new fees for T-Mobile in 2024? ›

    As of April 3rd 2024, no matter the SIM type, it is a one-time Device Connectivity Charge of $25. That's quite a steep increase. This also includes customers upgrading their prepaid device. Buying that device through T-Mobile will now include the $25 fee.

    Do they check your credit at T-Mobile? ›

    We run a credit check to verify your identify and determine eligibility for service financing. Your security is our priority.

    What is the minimum balance for T-Mobile MONEY? ›

    There are no monthly fees, no overdraft fees, no transfer fees, no fees at 55,000+ in-network Allpoint® ATMs worldwide, no T-Mobile MONEY out-of-network fees—all with no minimum balance requirements.

    Is a T-Mobile trade-in worth it? ›

    Why should I trade in my old device? Trading in your old device with T-Mobile is a great way to get value for your old device that you can use towards a new device. Trading in also helps to unlock even more value when you select a device promotion that requires a trade-in.

    How do I change my phone carrier if I owe money? ›

    If you still owe on your phone, you'll need to pay it off before you can go from one cell provider to another. You also want to make sure you will not have any termination fees. In some cases, your new carrier will cover these as part of a deal, but you'll want to check with both you old and new carrier to find out.

    What company gives you a free phone for switching? ›

    Thinking of switching mobile service carriers and/or getting a new phone? If so, a few companies are making it easy to do both by offering free phones when you switch. Some of the most notable include Verizon Wireless, T-Mobile, and Metro By T-Mobile.

    Can I trade in a phone I still owe money on T-Mobile? ›

    Can You Trade In Your T-Mobile Financed Phone? Unfortunately, you won't be able to trade in your T-Mobile-financed phone until it's been paid off completely. The only way to get a new phone is to switch networks. If your phone is financed with a different carrier, you may be able to get T-Mobile to take care of that.

    What company will pay off my phone if I switch to another? ›

    T-Mobile. Bring your eligible unlocked phone with you and we'll reimburse your remaining phone payment balance when you switch from select carriers (including AT&T, Verizon, Spectrum, Claro, Liberty, Xfinity or UScellular) to T-Mobile – up to $800/line (up to 4 lines) via virtual prepaid card.

    Do I have to cancel my phone plan before switching carriers? ›

    Do Not Cancel Your Service. You may be excited to ditch your current carrier, but do not cancel your service until you have successfully completed the transfer process. This is important because once you cancel your service, you can no longer access your data or old phone number.

    Can you trade in phone that isn t paid off to a different carrier? ›

    Can I trade in a phone that isn't paid off? Yes. Phones and other devices that were subsidized by a two-year agreement are eligible for a trade-in. For those of you enrolled in a monthly device payment, you are eligible to trade-in for a credit or gift card.

    Who is offering free phones to switch? ›

    Thinking of switching mobile service carriers and/or getting a new phone? If so, a few companies are making it easy to do both by offering free phones when you switch. Some of the most notable include Verizon Wireless, T-Mobile, and Metro By T-Mobile.

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